Rates


Rates effective as of 12/12/2018

Loan Type Term APR*
Vehicles 0 – 84 months 3.34 – 16.50 %
Recreational Vehicles 0 – 120 months 3.99 – 17.00 %
All Other Secured Loans 0 – 60 months 8.00 – 17.00 %
Personal Loans 0 – 48 months 8.50 – 17.50 %

Payment Examples

  • Vehicles: At 4.99% on a $10,000 loan with a 66 month term, monthly payment would be $173.58

  • Recreational Vehicles: At 8.75% on a 10,000 loan with a 60 month term, monthly payment would be $206.39

  • All Other Secured Loans: At 10% on a $10,000 loan with a 60 month term, monthly payment would be $212.49

  • Personal Loans: At 12.5% on a $10,000 loan with a 48 month term, monthly payment would be $265.84


Home Loans Term APR*
Mortgage 0 – 360 Months Rates set daily. Consult a Loan officer
Home Equity First liens Oklahoma Only (Max LTV 85%) 0 – 180 Months 4.50 – 5.00 %
Home Equity Junior liens Oklahoma Only (Max LTV 85%) 0 – 180 Months 5.25 – 7.00 %

Payment Examples

  • Home Equity First Liens: At 4.50 % on a $10,000 loan for 60 months, payment would be $186.41¹

  • Home Equity Junior Liens: At 7.00 % on a $10,000 loan for 60 months, payment would be $197.98¹

  • ¹Payment examples do not include taxes or insurance.


Visa Credit Cards APR* Rate Type
Visa Platinum Card 6.5% Present rate – variable rate
subject to change semi annually at prime + 1.00%
Visa Classic Card 12.95% Present rate – fixed

*APR = Annual Percentage Rate. Credit qualifications and certain terms, restrictions or conditions may apply. Not all members will qualify for the lowest rate please contact a loan officer for more details. A .25 discount is available on Auto and Truck rates if an automatic payment agreement is set up. A .10 additional discount for auto payment from Endurance FCU checking account.